{"id":230145,"date":"2025-04-21T20:42:56","date_gmt":"2025-04-21T20:42:56","guid":{"rendered":"https:\/\/en-ca.wordpress.org\/plugins\/advanced-emt-payment-gateway\/"},"modified":"2026-04-09T19:29:32","modified_gmt":"2026-04-09T19:29:32","slug":"advanced-emt-payment-gateway","status":"publish","type":"plugin","link":"https:\/\/fr-be.wordpress.org\/plugins\/advanced-emt-payment-gateway\/","author":15364867,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_crdt_document":"","version":"2.1.1","stable_tag":"2.1.1","tested":"7.0","requires":"5.8","requires_php":"7.4","requires_plugins":null,"header_name":"Interac e-Transfer \/ Email Money Transfer (EMT) Gateway for WooCommerce","header_author":"CaphLabs","header_description":"A modern WooCommerce payment gateway for accepting Email Money Transfers in Canada, with support for dynamic passwords, order notes, customizable instructions.","assets_banners_color":"494e63","last_updated":"2026-04-09 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Your store shows clear payment instructions on:\n- The Thank You page\n- Order emails\n- My Account \u2192 Order details<\/p>\n\n<p>You can use a static password\/answer, or generate dynamic answers per order. You can also offer a discount to encourage EMT.<\/p>\n\n<h4>Core Features<\/h4>\n\n<ul>\n<li>Works with WooCommerce Classic Checkout and Block Checkout<\/li>\n<li>Static or dynamic secret answer<\/li>\n<li>Highly customizable instructions (with placeholders)<\/li>\n<li>Shows instructions in Thank You, emails, and My Account<\/li>\n<li>Optional EMT discount (percentage) + optional savings message<\/li>\n<li>Admin\/debug friendly; HPOS-ready; translatable<\/li>\n<\/ul>\n\n<h4>Pro Upgrade (Automation &amp; Convenience)<\/h4>\n\n<p>If you want the \u201cstop waking me at 3am\u201d features, upgrade to Pro. Pro adds tools that help you match incoming deposit emails to the correct order automatically (IMAP inbox watching) and avoid \u201csame total\u201d collisions (Auto-Match Cents).<\/p>\n\n<p>You can upgrade from the plugin settings screen.<\/p>\n\n<h3>Configuration (Recommended Setup)<\/h3>\n\n<p>Go to:\nWooCommerce \u2192 Settings \u2192 Payments \u2192 Email Money Transfer (EMT) \u2192 Manage<\/p>\n\n<h4>1) Basic EMT Settings<\/h4>\n\n<p>These are the settings most stores need:<\/p>\n\n<ul>\n<li>Enable\/Disable: turn EMT on.<\/li>\n<li>Title: what customers see at checkout (example: \u201cInterac e-Transfer\u201d).<\/li>\n<li>Description: short checkout text to reduce confusion (example: \u201cPay by EMT. Instructions shown after checkout.\u201d).<\/li>\n<li>Secret Answer Mode:\n\n<ul>\n<li>Static: you enter one answer and customers use it.<\/li>\n<li>Dynamic: the plugin generates an answer per order (less reuse, less confusion).<\/li>\n<\/ul><\/li>\n<li>Instructions:\nWrite your \u201csend the EMT to X email + use password Y\u201d instructions here.<\/li>\n<\/ul>\n\n<h4>2) Instruction Placeholders (Copy\/Paste Safe)<\/h4>\n\n<p>You can use placeholders inside your instructions:<\/p>\n\n<ul>\n<li>[order]    \u2192 Order number<\/li>\n<li>[answer]   \u2192 The secret answer\/password for that order<\/li>\n<li>[amount]   \u2192 Exact total the customer must send<\/li>\n<li>[discount] \u2192 Your discount percent<\/li>\n<\/ul>\n\n<p>Example instruction template:\nSend [amount] to payments@yourdomain.com.\nSecurity answer: [answer]\nInclude order #[order] in the message.<\/p>\n\n<h4>3) EMT Discount (Optional)<\/h4>\n\n<p>If you want to encourage EMT use:\n- Discount Percent: enter a number like 3 (for 3%).\n- Discount Message: optional. Use [discount] where you want the percent to appear.\n  If blank, the plugin uses a default \u201cSave X% \u2026\u201d message.<\/p>\n\n<h3>Pro Feature: Auto-Match Cents (Unique Totals)<\/h3>\n\n<p>The biggest problem with \u201cauto matching\u201d is when multiple unpaid orders have the same total.\nAuto-Match Cents solves this by applying a tiny extra discount (cents) so each EMT order total becomes unique.<\/p>\n\n<p>How it works:\n- At checkout, Pro can add a small \u201ccents\u201d discount line (for example, -$0.07).\n- The customer sends the exact total shown.\n- When your deposit email arrives, the plugin can match the amount to the exact unpaid order.<\/p>\n\n<p>Settings:\n- Enable Auto-Match Cents\n- Auto-Match Min Cents (default 1 = $0.01)\n- Auto-Match Max Cents (default 25 = $0.25)\n- Auto-Match Window (Hours) (default 72)\n  When picking cents, the plugin avoids totals already used by unpaid EMT orders created in this window.\n- Auto-Match Line Label\n  The label shown at checkout for the tiny cents discount (example: \u201cEMT Auto-Match Discount\u201d).<\/p>\n\n<p>Recommended values (most stores):\n- Min: 1\n- Max: 25\n- Window: 72 hours<\/p>\n\n<p>Notes:\n- This is still a DISCOUNT line (not a fee). It reduces the order total slightly.\n- Keep the range small (1\u201325\u00a2) so customers don\u2019t feel \u201cbaited\u201d or confused.<\/p>\n\n<h3>Pro Feature: Auto-Confirm Orders via Inbox (IMAP)<\/h3>\n\n<p>SEE SCREENSHOT 7 ON HOW TO FIND THE 7 DAY FREE TRIAL (For a limited time)<\/p>\n\n<p>Pro can check a mailbox (via IMAP) for Interac deposit emails and automatically mark matching EMT orders as paid.<\/p>\n\n<p>IMPORTANT:\n- This requires the PHP IMAP extension on your server.\n- Credentials are stored in WordPress options. Use a dedicated mailbox if possible.<\/p>\n\n<h4>Best-Practice Setup (Do This Once)<\/h4>\n\n<p>1) Create a dedicated mailbox used only for EMT deposit notifications.\n   (Example: etransfer@yourdomain.com)\n2) Ensure deposit notifications for that mailbox go ONLY to that mailbox.\n3) Turn on Auto-Match Cents (recommended) so totals are unique.\n4) Configure IMAP settings and click \u201cTest IMAP Connection\u201d.<\/p>\n\n<h4>IMAP Settings (Field-by-Field, Dummy-Proof)<\/h4>\n\n<p>1) IMAP Username\nUsually your full email address (example: you@domain.com).\nSome hosts use only the mailbox name\u2014check your provider\u2019s \u201cMail client setup\u201d page.<\/p>\n\n<p>2) IMAP Password \/ App Password\nUse your mailbox password for this email account.\nIf your email provider uses Two-Factor Authentication (2FA) and offers App Passwords (common with Gmail, Yahoo, Microsoft 365), you may need to use an App Password instead of your normal password.\nMost \u201cwebsite email\u201d accounts (cPanel\/Plesk hosting email) do not have App Passwords\u2014use the mailbox password you set in your hosting panel.<\/p>\n\n<p>3) IMAP Host\nThis must be your provider\u2019s IMAP server.\nExamples: imap.gmail.com, imap.mail.yahoo.com, outlook.office365.com, or mail.yourdomain.com\nApp Passwords do not fix a wrong host\u2014make sure Host\/Port\/Encryption are correct first.<\/p>\n\n<p>4) IMAP Encryption\nMost providers use SSL.<\/p>\n\n<p>5) IMAP Port\nMost providers use 993 for IMAP over SSL.<\/p>\n\n<p>6) Mailbox \/ Folder\nDefault: INBOX\nYou can use a subfolder like INBOX\/EMT if your mailbox supports it.<\/p>\n\n<p>7) Skip Certificate Validation (advanced)\n<em>NOTE<\/em>- Only enable this if your mail server uses a self-signed\/invalid certificate and the connection test fails.\nLeaving it off is more secure.<\/p>\n\n<p>8) Inbox Check Interval (Minutes)\nHow often to check the mailbox (default 5).\nNote: if your site relies on WP-Cron and has low traffic, the checks can be delayed. For best reliability, use server cron or WooCommerce Action Scheduler.\nsites with regular visitors will not have to worry.<\/p>\n\n<p>9) Subject Keywords (comma separated)\nOnly process emails whose subject contains at least one keyword (case-insensitive).\nDefaults include: Interac, e-Transfer, eTransfer, Autodeposit, Auto Deposit, Deposit<\/p>\n\n<p>10) Trusted Sender Addresses (comma separated)\nOnly emails from these senders can auto-confirm orders.\nDefault: notify@payments.interac.ca\nExamples:\nnotify@payments.interac.ca, payments.interac.ca<\/p>\n\n<p>11) From Contains (optional)\nAn extra filter to reduce false positives (example: interac, notify, etransfer, yourbank)<\/p>\n\n<p>12) Mark Processed Emails as Seen\nIf enabled, processed emails are marked read\/seen.<\/p>\n\n<p>13) Order Completion Method\nControls how the order is marked paid. (Payment Complete is recommended.)<\/p>\n\n<p>14) Matching Window (Hours)\nOnly match unpaid EMT orders created within this window.<\/p>\n\n<h4>IMAP Connection Test<\/h4>\n\n<p>Click \u201cTest IMAP Connection\u201d.\nYou should see Connected OK (green) or an error message (red).<\/p>\n\n<h3>Troubleshooting (Common Problems)<\/h3>\n\n<h4>\u201cIMAP extension missing\u201d<\/h4>\n\n<p>Your server doesn\u2019t have PHP IMAP enabled. Ask your host to enable the PHP IMAP extension.<\/p>\n\n<h4>\u201cAuthentication failed\u201d<\/h4>\n\n<ul>\n<li>Wrong username\/password, or you need an App Password.<\/li>\n<li>Username is your email address.<\/li>\n<li>If you have 2FA enabled, create an App Password and use it.<\/li>\n<li>Some providers block IMAP until you enable IMAP access in the mailbox settings.<\/li>\n<\/ul>\n\n<h4>\u201cCould not connect \/ Host not found\u201d<\/h4>\n\n<ul>\n<li>Wrong IMAP host.<\/li>\n<li>Wrong encryption or port.\nStart with SSL + 993 and the provider\u2019s documented host.<\/li>\n<\/ul>\n\n<h4>\u201cCertificate \/ SSL error\u201d<\/h4>\n\n<ul>\n<li>Try enabling \u201cSkip Certificate Validation\u201d ONLY if your host uses a self-signed\/invalid cert.<\/li>\n<\/ul>\n\n<h4>Auto-Match isn\u2019t finding matches<\/h4>\n\n<ul>\n<li>Make sure deposit notifications land in the mailbox\/folder you configured.<\/li>\n<li>Confirm Trusted Senders includes the real sender address.<\/li>\n<li>Confirm Subject Keywords match your deposit email subjects.<\/li>\n<li>Enable Auto-Match Cents to prevent same-total collisions.<\/li>\n<li>Auto-Match is not going to match %100 of the orders, and that is mostly for security. if enough matches are not found it will be left for manual confirm.<\/li>\n<\/ul>\n\n<!--section=installation-->\n<ol>\n<li>Upload to <code>\/wp-content\/plugins\/advanced-emt-payment-gateway\/<\/code> or install via WP Admin \u2192 Plugins \u2192 Add New.<\/li>\n<li>Activate the plugin.<\/li>\n<li>Go to WooCommerce \u2192 Settings \u2192 Payments.<\/li>\n<li>Enable \u201cEmail Money Transfer (EMT)\u201d and configure the settings.<\/li>\n<\/ol>\n\n<!--section=faq-->\n<dl>\n<dt id=\"does%20it%20work%20with%20woocommerce%20blocks%3F\"><h3>Does it work with WooCommerce Blocks?<\/h3><\/dt>\n<dd><p>Yes, native support.<\/p><\/dd>\n<dt id=\"where%20do%20customers%20see%20emt%20instructions%3F\"><h3>Where do customers see EMT instructions?<\/h3><\/dt>\n<dd><p>On the Thank You page, in emails, and in My Account for the order.<\/p><\/dd>\n<dt id=\"can%20i%20offer%20a%20discount%20for%20using%20emt%3F\"><h3>Can I offer a discount for using EMT?<\/h3><\/dt>\n<dd><p>Yes. Set the percent and an optional savings message in settings.<\/p><\/dd>\n<dt id=\"what%20placeholders%20can%20i%20use%3F\"><h3>What placeholders can I use?<\/h3><\/dt>\n<dd><p>[order] (order number), [answer] (secret answer), [amount] (total to send), [discount] (percent).<\/p><\/dd>\n<dt id=\"does%20pro%20store%20my%20mailbox%20credentials%3F\"><h3>Does Pro store my mailbox credentials?<\/h3><\/dt>\n<dd><p>Yes. IMAP credentials are stored in WordPress options. Use a dedicated mailbox for EMT deposits if possible, gmail recommended.<\/p><\/dd>\n\n<\/dl>\n\n<!--section=changelog-->\n<h4>2.1.0<\/h4>\n\n<ul>\n<li>Added activation-safe Free\/Pro conflict handling so activating one version disables the other without fatal collisions.<\/li>\n<li>Added early bootstrap guards to prevent same-request redeclare failures during WordPress plugin activation sandbox.<\/li>\n<li>Guarded shared helper declaration (<code>advanced_emt_get_default_instructions<\/code>) to avoid duplicate declaration fatals.<\/li>\n<li>Fixed Checkout Block editor integration by using valid React element registration (<code>content<\/code> and <code>edit<\/code>) in EMT Blocks.<\/li>\n<li>Hardened Blocks payment-method data retrieval to safely handle early editor loads when gateways are not initialized.<\/li>\n<\/ul>\n\n<h4>2.0.5<\/h4>\n\n<ul>\n<li>Fixed Checkout Block editor preview crash caused by invalid EMT payment-method registration config.<\/li>\n<li>Fixed EMT gateway not appearing in Checkout Blocks when content\/edit types failed Woo Blocks validation.<\/li>\n<li>Hardened Blocks payment data loading for editor contexts where WooCommerce gateways are not fully initialized.<\/li>\n<li>Added safe string truncation fallback when mbstring is unavailable.<\/li>\n<\/ul>\n\n<h4>2.0.4<\/h4>\n\n<ul>\n<li>Fixed WooCommerce Blocks dependency warnings by declaring proper script dependencies.<\/li>\n<li>Fixed EMT discount recalculation on both Classic and Blocks checkout when payment method changes.<\/li>\n<li>Improved Blocks payment-method sync and cart refresh so discount\/fees update reliably.<\/li>\n<li>Added secure AJAX nonce handling for payment-method session updates.<\/li>\n<li>Fixed duplicate EMT description behavior in Blocks UI.<\/li>\n<li>Improved logo and discount notice rendering consistency in Blocks checkout.<\/li>\n<li>Fixed static answer mode handling so settings are respected when random answers are disabled.<\/li>\n<li>Improved admin save behavior for static answer settings to avoid false empty-state failures.<\/li>\n<li>Removed masking\/toggle code that could trigger admin-side fatal errors.<\/li>\n<li>Removed debug\/polling noise and cleaned temporary troubleshooting output.<\/li>\n<\/ul>\n\n<h4>2.0.3<\/h4>\n\n<p>Fix: Prevent EMT payment instructions from appearing twice on the Order Received page by removing duplicate output hook.\n-Output EMT instructions above the Order Details table on the thank-you page.\n-Add unique wrapper classes (.aemt-instructions, .aemt-instructions--thankyou, .aemt-instructions__body) to make styling easier.\n-Remove inline styles from thank-you page instructions so themes\/custom CSS can control appearance.<\/p>\n\n<h4>2.0.2<\/h4>\n\n<p>free version was missing a exit :) im so far from perfect but im trying.\nenjoy and thank you for the support \nFREE 7 DAY TRIAL OF PRO IN ACCOUNT SEE SCREENSHOTS<\/p>\n\n<h4>2.0.1<\/h4>\n\n<p>Pro: Adds optional IMAP inbox auto-confirmation.\nAdds optional auto-match cents + [amount] placeholder.<\/p>\n\n<h4>1.1.3<\/h4>\n\n<ul>\n<li>New (Pro): Optional IMAP inbox watcher to auto-confirm EMT orders by matching deposit emails to the order's expected total.<\/li>\n<li>New (Pro): Inbox watcher settings (host\/port\/encryption\/folder\/filters) and safe de-duplication.<\/li>\n<\/ul>\n\n<h4>1.1.2<\/h4>\n\n<ul>\n<li>New: [amount] placeholder for instructions (shows the exact total to send).<\/li>\n<li>New (Pro): Optional auto-match cents discount (1\u201325\u00a2 by default) to make EMT totals unique for automatic inbox matching.<\/li>\n<\/ul>\n\n<h4>1.1.1<\/h4>\n\n<ul>\n<li>Fix: Prevent gateway title HTML from appearing in order notes\/admin.<\/li>\n<li>Tweak: Keep checkout title UI (logo + savings) visible during AJAX refresh.<\/li>\n<li>New: Dashboard review banner (\u22655 EMT orders or 14 days; 30-day snooze).<\/li>\n<\/ul>\n\n<h4>1.0.2<\/h4>\n\n<ul>\n<li>Added support for WooCommerce Blocks<\/li>\n<li>JSON-safe restore default button<\/li>\n<li>Polished admin UI<\/li>\n<li>Verified HPOS support<\/li>\n<\/ul>\n\n<h4>1.0.0<\/h4>\n\n<ul>\n<li>Initial release<\/li>\n<\/ul>","raw_excerpt":"Accept Interac e-Transfer payments in WooCommerce with clear instructions, optional discounts, and static or dynamic secret answers.","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/fr-be.wordpress.org\/plugins\/wp-json\/wp\/v2\/plugin\/230145","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fr-be.wordpress.org\/plugins\/wp-json\/wp\/v2\/plugin"}],"about":[{"href":"https:\/\/fr-be.wordpress.org\/plugins\/wp-json\/wp\/v2\/types\/plugin"}],"replies":[{"embeddable":true,"href":"https:\/\/fr-be.wordpress.org\/plugins\/wp-json\/wp\/v2\/comments?post=230145"}],"author":[{"embeddable":true,"href":"https:\/\/fr-be.wordpress.org\/plugins\/wp-json\/wporg\/v1\/users\/ipodguy79"}],"wp:attachment":[{"href":"https:\/\/fr-be.wordpress.org\/plugins\/wp-json\/wp\/v2\/media?parent=230145"}],"wp:term":[{"taxonomy":"plugin_section","embeddable":true,"href":"https:\/\/fr-be.wordpress.org\/plugins\/wp-json\/wp\/v2\/plugin_section?post=230145"},{"taxonomy":"plugin_tags","embeddable":true,"href":"https:\/\/fr-be.wordpress.org\/plugins\/wp-json\/wp\/v2\/plugin_tags?post=230145"},{"taxonomy":"plugin_category","embeddable":true,"href":"https:\/\/fr-be.wordpress.org\/plugins\/wp-json\/wp\/v2\/plugin_category?post=230145"},{"taxonomy":"plugin_contributors","embeddable":true,"href":"https:\/\/fr-be.wordpress.org\/plugins\/wp-json\/wp\/v2\/plugin_contributors?post=230145"},{"taxonomy":"plugin_business_model","embeddable":true,"href":"https:\/\/fr-be.wordpress.org\/plugins\/wp-json\/wp\/v2\/plugin_business_model?post=230145"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}